Friday, September 23, 2016

11-smart-money-moves-supercharge-finances oh 11-smart-money-moves-supercharge-finances

Below article is good for you to read:


http://www.doughroller.net/personal-finance/11-smart-money-moves-supercharge-finances/

11th smart money moves:

1. Pay your bills on time:
I have a lot of bills to pay:
Electricity Bill and Water Bill
Indah Water
Maintenance
Credit card
Streamyx
Umobile etc

All pay using online by using Public Bank Visa Signature Card which entitle for 6% cash rebate.

2. Track your net worth
Just use an excel file to track it:

https://finlit.sg/spreadsheets/net-worth-spreadsheet/


3. Check your credit:

https://ctosid.ctos.com.my

http://creditbureau.bnm.gov.my/reportobtain.html

4. Rebalance your investment portfolio:
This one very tedious to do. I have
1) Share
2) Future, FKLI
3) Property
4) Unit Trust


5. Conduct a credit card audit:

Currently I have 3 credit card:
Maybank Ikhwan - Use for pump petrol - 5 % cash rebate
Public Bank Visa Signature - Use for online payment - 6% cash rebate
Alliance Bank Visa Infinite - useless to me after review of airport lounge, luckily annual fees waiver due to home loan else I will chop it.

To be continued ...

6. Evaluate your bank

7. Review and revise your goals

8. Scrub your monthly expenses

9. Consider refinancing your mortgage

10. Evaluate all of your insurance:

11. Get smart:

Tuesday, September 13, 2016

Nanyang portfolio oh Nanyang Portfolio

Nanyang Portfolio


Monday, September 12, 2016

LED light oh LED light

I thought LED light lifespan should be longer than normal light.

But, today my LED light spoil already, bought from below shop:

Hew Lee Eletrical Trading
38A, Jln Temenggung 7/9 Sek 9 Bdr Mahkota Cheras,
43200 Selangor.
03- 9010 4331

Bought a new one RM 18 from Home smart, brand CLED.

Updates:
HEW LEE - have 1 year warranty and is selling at RM 13.80

Thursday, September 8, 2016

Value in Time of Crisis oh Value in Time of Crisis

Dear Readers,

Why metal stock up Pang Pang Sheng???

What is One Belt One Road??

You are not sure about our current KLSE market??

You are losing money in KLSE??

Can Invest in Gold and Silver Now???

Come and join the below event:



Click below to REGISTER:


Too expensive???

I have a 50% discount promotional code, interested do email me. (ck5354@gmail.com)




Tuesday, September 6, 2016

Khind Aedes Buster IK160 oh Khind Aedes Buster IK160

Recently a lot of mosquito in my house.

Every morning I killed 5 to 6 mosquitoes with BLOOD.

Should I buy this:

Khind Aedes Buster IK160



You may buy online from Khind:

Selling at RM 121

 

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