Friday, October 24, 2014

MVA oh MVA

You can study online and get certified on line FREE OF CHARGE.

Please click the link below.

http://www.microsoftvirtualacademy.com/


Ultimate Addiction oh Ultimate Addiction

Those who invest in KLSE should watch this hong kong drama series.

I am watching now.


In this movie, it talk about C-Coin, I think real world is Bit-Coin.

What is Bitcoin?
If this the first time you’ve asked yourself that question, then chances are that everything else below will be over your head. But, if you insist on reading along, here’s a quick explainer.
It’s also worth noting that there are currently just over 12.4 million bitcoins in circulation, with a market capitalization of just over $6 billion. As of this writing, the average price of a bitcoin according to Coindesk—an index for the cryptocurrency—of $517 (earlier this morning, the price had dipped below the $500 threshold but it appears to be bouncing back some).
What is/was MtGox?
MtGox is—or was, depending on what actually happen (more on that later)—a bitcoin exchange where individuals can buy and/or sell bitcoins. It is the oldest exchange and, up until yesterday, it was the largest and most popular.
What Happened?
MtGox is now completely offline. This development came after the exchange had halted all withdrawals because of technical issues on Feb. 7. Thecompany cited a transaction malleability as the reason behind the transactional freeze, or, to be more specific:
“A bug in the bitcoin software [that] makes it possible for someone to use the Bitcoin network to alter transaction details to make it seem like a sending of bitcoins to a bitcoin wallet did not occur when in fact it did occur. Since transaction appears as if it has not proceeded correctly, the bitcoins may be resent. MtGox is working with the Bitcoin core development team and others to mitigate the situation.”

More: http://fusion.net/story/4947/the-mtgox-bitcoin-scandal-explained/



Thursday, October 23, 2014

Dividend Warrior portfolio oh Dividend Warrior portfolio

Another good financial blogger stop blogging. How SAD???

http://dividendsrichwarrior.blogspot.com/

I would like to copy down his portfolio for future reference.

Singapore portfolio:

DW October 2014 Singapore Dividend Portfolio Update


No.
Stock
Lots
% of Portfolio
1
AIMS AMP REIT
30
16.5%
2
Starhub
10
11.1%
3
Singtel
7
9.4%
4
SPH
5
8.4%
5
Frasers Centrepoint Trust
10
7.6%
6
M1
7
7.5%
7
SATS
4
5.6%
8
Capitamall Trust
7
5.2%
9
CACHE Logistics Trust
10
4.9%
10
Mapletree Logistics Trust
10
4.7%
11
PLife REIT
4
3.6%
12
Suntec REIT
6
3.4%
13
First REIT
10
3.3%
14
Mapletree Greater China Commercial Trust
7
2.6%
15
SembCorp Industries
1
2.1%
16
ST Engineering
1
1.6%
17
Mapletree Industrial Trust
2
1.2%
18
Sheng Siong
5
1.1%
19
Neratel
3
0.72%

Total dividends collected (2014)
S$11,233.20
Total Invested Capital
S$231,000
Projected Annual Yield (2014)
6%
 
Average Monthly Dividends (2014)
S$936
Available funds for investment
 
S$7,000
Unrealized Paper Gain (S$)
 
S$50,892
 






Source: http://dividendsrichwarrior.blogspot.com/2014/10/dw-october-2014-singapore-dividend.html

Stocks To Watch Public Bank, Press Metal, Kuala Lumpur Kepong (KLK), FGV, Genting Plantations, IOI Corp, United Plantations, Kulim, MAHB


By Gho Chee Yuan / TheEdge Markets.com   | October 23, 2014 : 9:15 PM MYT   

KUALA LUMPUR (Oct 23): Based on newsflow and corporate announcements today, the stocks that will garner interest tomorrow (Oct 24) may include the following: Public Bank, Press Metal, Kuala Lumpur Kepong (KLK) (Financial Dashboard), FGV, Genting Plantations ( Financial Dashboard), IOI Corp, United Plantations, Kulim (Financial Dashboard) and MAHB ( Financial Dashboard).

Public Bank Bhd ( Financial Dashboard) revealed today that its net profit grew 13% on-year to RM1.19 billion for the third financial quarter ended Sept 30, 2014 (3QFY14) from RM1.05 billion, on higher net interest income, net fee and commission income, and lower loan impairment allowances.

In a filing with Bursa Malaysia, the bank said its 3QFY14 revenue also grew 11.6% on-year to RM4.32 billion, from RM3.87 billion.

Public Bank said the favourable achievement in 3QFY14 was mainly attributed to higher operating revenue from growths in net interest income and steady non-interest income, coupled with stable credit costs.

In a separate announcement, Public Bank said it would make a full early redemption of its RM200 million subordinated notes, together with accrued interest, on Nov 6.

Public Bank closed 6 sen higher at RM18.62 today, bringing its market capitalisation to RM71.9 billion.

Press Metal Bhd ( Financial Dashboard) is upbeat on its 2015 outlook, as aluminium prices are set to continue rising in the near term on a tighter market, said its CEO Datuk Koon Poh Keong.

"Press Metal expects that global aluminium price to rise to US$2200 a tonne in 2015, compared with an average of US$2000 per tonne this year," he told reporters after the group's extraordinary general meeting today.

At the current price level, Koon said Press Metal, Southeast Asia's biggest aluminium smelter, is enjoying a sale premium of US$400 per tonne this year — double that of 2013.

The group will also focus more on doubling its production of value-added aluminium products for the automotive sector, to drive future earnings.

Press Metal climbed 36 sen or 6.8% to close at RM5.59, translating into a market capitalisation of RM3.07 billion.

Plantation stocks such as Kuala Lumpur Kepong Bhd (KLK), Felda Global Ventures Holdings Bhd (FGV), Genting Plantations, IOI Corporation Bhd ( Financial Dashboard) and United Plantations Bhd ( Financial Dashboard) may see some action tomorrow. as Reuters reported that Malaysian palm oil made its biggest gain in four weeks on Thursday, buoyed by a weakening ringgit, strong soy oil markets, and more trades to clear positions ahead of the end-of-month rollover.

The ringgit retreated 0.32 % to 3.2715 against the dollar on Thursday, after three days of gains.

By Thursday's close, the benchmark January contract on the Bursa Malaysia Derivatives Exchange had advanced 1.69% to RM2,171 (US$663.61) per tonne — its highest level since last Tuesday, and the biggest single-day climb since Sept 25.

Kulim (Malaysia) Bhd (Kulim) will distribute RM1 billion or 78 sen per share from the proceeds of the sale of its 48.97% stake in New Britain Palm Oil Ltd (NBPOL) to Sime Darby Plantation Sdn Bhd (Sime Darby Plantation), for GBP525.4 million or RM2.75 billion.

Kulim, via a filing to the local bourse this evening, said it will distribute the RM1 billion over a period of two years after the disposal.

Of the remainder of the sale proceeds, RM600 million will be used to repay bank borrowings within the next six months, which should bring down Kulim’s gearing from 0.4 times to 0.21 times. Meanwhile, another RM300 million will be used as general working capital for the next 12 months.

It will also set aside RM850 million from the proceeds, for investments or acquisitions of viable assets and businesses, in the next two years. It also intends to part finance its oil palm plantation expansion and its venture into the oil and gas sector in Indonesia.

The filing also said it has received a formal offer document from Sime Darby Plantation today, to acquire its NBPOL stake at an offer price of GBP7.15 per share or RM37.47 — a premium of 85% to NBPOL's last closing price of GBP3.87 on Oct 8 — on the London Stock Exchange.

Kulim’s original investment cost for its acquisition of 96 million NBPOL shares was only RM282.71 million in 1996.

Shares of Kulim closed at RM3.39, translating into a market capitalisation of RM4.34 billion.

Malaysia Airports Holdings Bhd (MAHB) announced today that it will exercise its right of first refusal (ROFR) and has proposed to acquire the remaining 40% stake in Istanbul Sabiha Gokcen International Airport Investment Development and Operation Inc (ISG), for a maximum purchase consideration of EUR285 million (RM1.2 billion).

In a filing with Bursa Malaysia today, MAHB said it has, via its wholly-owned subsidiary Malaysia Airports Cities Sdn Bhd (MACities), exercised the ROFR today.

Currently, MAHB holds a 60% stake in ISG, while the remaining 40% stakes are held by Limak and Limak Yatirim.

"MAHB is currently deliberating on the most appropriate funding structure to satisfy the purchase considerations for the proposed acquisitions," it said.

It said it will secure the necessary bridging facilities and/or drawdown its existing facilities, to finance the proposed acquisitions in the event the proposed funding is not finalised or in place, in time for the completion of the proposed acquisitions.

MAHB said the purposed acquisition is in line with its corporate straregy, including the strengthening of MAHB's presence as an airport operator in Turkey and Europe, and to reinforce MAHB's strategic position as a world-class airport operator.

The transaction is expected to be completed by the first quarter of next year.

MAHB rose as much as 23 sen or 3.56% to close at RM6.96, with a market capitalisation of RM9.19 billion.

21 ways of Rich Habits oh 21 ways of Rich Habits


My comment beside each habits. I put a scale of 1(worst) to 10 (best)) 

1. Setting good daily habits. ( Failed, 5)

Good habits are the foundation of wealth building. The difference between successful and unsuccessful people lies in their daily habits. Simply put, successful people have many good habits and few bad ones. If you understand that your bad habits may be preventing you from becoming wealthy, that realization will be the first step in your improving your circumstances.
In his book, Corley invites you to take out a sheet of paper and list your bad habits in one column and then invert each one to place under a new column for good habits. It should look like this:
Bad Habit/Good Habit
I watch too much TV.             I limit myself to one hour of TV per day. 
I don’t remember names.     I write down names and remember them. 
Then for 30 days, follow the guidance of your new good habits list. You’ll be amazed at how much you can accomplish. 

2. Regularly creating goals. (Failed, 5)

Successful people are goal driven. They create goals all the time. They plan their day the night before with to-do lists.
People who are headed for success think for the long term. They have daily, weekly, monthly and yearly goals. But what’s a goal without a plan to reach them? So not only do successful people have goals, they also come up with ways to achieve them and hold themselves accountable. 

3. Engaging in self-improvement daily. (Failed, 5)

Successful people are always looking for ways to improve themselves. They read every day and are students of their profession. They don’t spend their time on activities that don't bring them closer to their goals.
I recently attended an event hosted by author Brendon Burchard, who said he consistently blocks out time to create. Successful people like Burchard know that time is too valuable a commodity to waste. They spend their time on the things that will move the needle for them in their business: Being committed to self-improvement means you engage in activities every day that will stretch you.
Seek ways to expand your knowledge. This won’t always be easy, but people grow from things that pose a challenge. Once your knowledge grows, opportunities appear. 

4. Regularly taking care of personal health. (Failed, 5)

Each and every day successful people make an effort to eat right and exercise. Eating right is of utmost importance. Exercising daily can become a regular habit, just like taking a bath. People who exercise routinely have more energy to get things done. How are you doing in this area? 

5. Often making time for relationship building. (Passed, 8)

People who are successful are other-people focused. They take time out of their day to strengthen the bonds of friendship and form long-lasting relationships with others. Networking is something they do all the time. They reach out to their contacts and look for ways to help them with no expectation of in return.
The most beautiful sound on Earth, I once heard someone say, is your name. So make it a goal to learn the names of every contact you meet. Aren’t you impressed when someone remembers your name? I know I am. So stand out as different and start remembering names. 

6. Doing things in moderation. (Passed, 6)

You live in a balanced way if you do activities in moderation. This means having a balanced approach to work, eating, exercise, consuming alcohol, watching television, surfing the Internet and so forth. As a result, people will enjoy your company. If people like being around you, then you will be more apt to collaborate or find the new business partner that you need to take your business to the next level. 

7. Getting things done. (Passed, 6)

Don’t put off to tomorrow what you can do today: Accomplish things. All people have fears, but successful people push past them. They don't procrastinate. They get the important things done, no matter the cost.
In Rich Habits, Corley explains that when the thought of putting off something enters the mind, immediately shed notion by saying, “Do it now.” He says repeat these words 100 times if necessary. Just don’t stop till the task is done. 

8. Keeping a positive outlook.(Passed, 6)

Consider the most successful person you know. Is that person positive or negative? Most likely this individual is positive, enthusiastic, energetic and happy. This person chooses to see the good in others and in himself or herself. To this person, problems are just opportunities waiting to be uncovered.
Every day people are bombarded by news of bad deeds and doings. Successful people minimize their exposure to this type of thing and instead opt to fill their minds with positive ideas from books and magazines. 

9. Regularly saving money. (Passed, 8)

According to Corley, successful individuals put away about 10 percent to 20 percent of their gross earnings in a savings, investment or retirement plan. Not everyone can afford to do so, but what percent are you putting away? 

10. Rejecting self-limiting thoughts. (Passed, 6)

Successful people command their thoughts and emotions. As soon as bad thoughts intrude, they cast out anything that challenges their ability to succeed at the task at hand. They do not dwell on negative notions. Their self-talk is positive and not overly critical. They replace bad thoughts with good ones.
Because successful people engage in self-improvement daily and are constantly involved in positive things, they don’t allow themselves time to indulge in negative emotions. 

11. Living within means.(Passed, 8)

Wealthy people avoid overspending. Among many of those struggling financially, some are living above their means. They spend more than they earn, live from paycheck to paycheck and are drowning in credit-card debt. If this is you, resolve today to turn things around for you and your family. 

12. Reading daily. (Passed, 6)

Many successful people read 30 minutes or more every day. Reading can increase your knowledge and know-how. When you read, often  you are seeking to improve yourself. This automatically sets you apart from your counterparts. You will stand out from the competition. 

13. Limiting TV watching. (Failed, 4)

Did you know that many successful  people limit the amount their TV time to one hour or less a day? How much time do you lose in front of the television that you could be spending doing something more productive? 

14. Doing more than what’s required.(Passed, 6)

Successful people regularly go above and beyond the call of duty at work. Even if something is not in their job description, they will volunteer to do it. Wealthy people make themselves invaluable. As an entrepreneur, you may not have a boss. But in what ways do you go above and beyond for your clients? How do you wow them? 

15. Talking less and listening more. (Passed, 5)

When you listen, you learn. And as the adage goes, that’s why people have two ears and one mouth. When you take the time to really pay attention to what another person is saying, it can truly help not only you but your bottom line as well. When you listen, you are in a better position to help others. 

16. Not giving up.(Passed, 6)

Don't give up when the going gets tough. Successful people hang in there. They pivot. They try something new. They persist. They may have to change their direction, but they keep moving forward. 

17. Spending time with like-minded ones. (Passed, 6, cpteh stock watch group, my blog)

There's a saying that goes, “Show me who your friends are and I’ll show you who you are.” I believe that. People are only as successful as those they choose to surround themselves with. Good associations can help you more quickly achieve your goals. 

18. Finding a mentor. (Passed, 5)

Many people who have had a mentor have attributed their success to that person. Mentors can help you achieve your goals faster and keep you accountable. They can share valuable experience that can cut your learning time in half.

19. Knowing your why.(Passed, 6)

When you know why you're doing something, you will get what you want quicker than if you don’t. Having a purpose is essential to being successful in business and in life. Why do you want to be successful? Why do you really want to be wealthy? 

20. Not giving fear the upper hand. (Passed, 5)

Everyone has fears. Successful people don’t allow their fears to limit or define them. Fear inevitably keeps you in the same position and stunts your growth. Recognize your fears and seek ways to overcome them. Interview someone you admire and ask that person how he or she overcame a fear or pick up an autobiography and take notes. 

21. Upgrading skills. (Passed, 5)

If you want to get ahead, there’s only one way to do it: Become better at something than you are today. What's the one thing you can focus on for the next 30 days that will catapult you to rock-star status in your industry? Focus your attention on that. I heard John Lee Dumas fromEntrepreneur on Fire define "FOCUS" like this: Follow one course until success. Will you? 

Source: http://www.entrepreneur.com/article/238630

 

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