1)Personal
When people start selling, you have to buy.
Warren Buffet said:
"We simply attempt to be fearful when others are greedy and to be greedy only when others are fearful.
Greed and fear are the major players in the stock market.
2)Permanent
Financial crisis will be over, normally last about 18 months, now already 7 months. Prepare your bullet to buy good valuable stock example: ytlpower.
3)Picture
What is the current trend now. I think it is down trend. Down down down. When the wave change, do you able to go in on time. Nobody can time share market. Only calculated risk can weather the storm.
Idea adapted from the star.