It's is the right time for all CONSUMER to ask your bank to revise your home loan interest rate.
My old package is BLR + 0.5. It is damn high compare to current market package which are below the BLR. Standard package is BLR - 1.95.
How to revise?
Step 1: Fill in a form with your existing bank home loan. My case is Alliance Bank.
Step 2: Go to other bank which offer the best package. In my case, it is EONBANK. Get their offer letter as shown above and pass back to your existing bank home loan.
Step 3: You will get what you want.
For my case,
1st appeal - BLR - 1.7 ( Without offer letter)
2nd appeal - BLR - 2.0 (With EONBANK home loan simulation)
3rd appeal - (With EONBANK offer letter, 1st 6 years BLR-2.1, thereafter BLR-2.2)
My old package is BLR + 0.5. It is damn high compare to current market package which are below the BLR. Standard package is BLR - 1.95.
How to revise?
Step 1: Fill in a form with your existing bank home loan. My case is Alliance Bank.
Step 2: Go to other bank which offer the best package. In my case, it is EONBANK. Get their offer letter as shown above and pass back to your existing bank home loan.
Step 3: You will get what you want.
For my case,
1st appeal - BLR - 1.7 ( Without offer letter)
2nd appeal - BLR - 2.0 (With EONBANK home loan simulation)
3rd appeal - (With EONBANK offer letter, 1st 6 years BLR-2.1, thereafter BLR-2.2)
BLR +0 - 1st 2 years
BLR - 2.1 - 4 years
BLR - 2.2 - thereafter
I have won this battle. I stick back to my existing home loan because I still in the lock in period and I don't want to pay the penalty(RM7200) and loan lawyer fees (RM 4000).
HOPE THIS HELP THOSE WHO PAYING HIGH INTEREST HOME LOAN.
I have won this battle. I stick back to my existing home loan because I still in the lock in period and I don't want to pay the penalty(RM7200) and loan lawyer fees (RM 4000).
HOPE THIS HELP THOSE WHO PAYING HIGH INTEREST HOME LOAN.
2 comments
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Email Us:(majidvijahlending@gmail.com)
Fill in a form with your existing bank home loan. My case is Alliance Bank.
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