2016 Best Credit Card Malaysia oh 2016 Best Credit Card Malaysia

This guy very keng, come out the best credit card in 2016:





I don't have the top 3 credit cards.

1) Maybank 2 premier ( need to spend 80k for free membership, I will not spend so much, out)
2) American Express Platinum Credit Card (Annual fee:1st year fee-waiver RM800 (basic) )
3) AmbankWorld Master Card/VisaInfinite 

Annual Fees Waiver to me is very important.