Finally I found this medicard insurance that suitable for my lui lui.
Why I say so?
Premium sipeh cheap.
All together have 4 plan:
30 Days to 18 years old Overall Annual/ Lifetime Limit
Plan A - RM 400 Hospital Room RM 178 100k / 400k
Plan B - RM 300 Hospital Room RM 177 75k/ 300k
Plan C - RM 200 Hospital Room RM 151 50k/ 200k
Plan D - RM 100 Hospital Room RM 109 25k/ 100k
I will buy plan C as a top up on top of my company insurance.
So this will cover up to 60 years old when I am retired.
details: http://www.pacificinsurance.com.my/products/medimajor/pdf/Medi-Major%20English%20PDS.pdf
Do you have any suggestion or better company??
As a comparison Am Medic Flexi - of cource the overall annual limit and lifetime limit is higher than Pacific medi-major
30 Days to 5 years old Overall Annual/ Lifetime Limit
Plan 1 - RM 100 Hospital Room RM 456 30k /150k
Plan 2 - RM 150 Hospital Room RM 502 75k/ 375k
Plan 3 - RM 200 Hospital Room RM 668 125k/ 625k
Plan 4 - RM 300 Hospital Room RM 742 200k / 1000 k
details: http://www.amassurance.com.my/src/html/am_phase2/life/product_life.php?htmlfile=l_ammedic_flexi.html
Maybank Medi rider
30 Days to 5 years old Overall Annual/ Lifetime Limit
Plan 1 - RM 100 Hospital Room RM 399 20k /60k
Plan 2 - RM 200 Hospital Room RM 560 40k/ 120k
Plan 3 - RM 300 Hospital Room RM 746 60k/ 180k
Plan 4 - RM 450 Hospital Room RM 942 100k / 300 k
MediRider Plus - as a top up for medi rider
30 Days to 5 years old
Plan 1 - RM 100 Hospital Room RM 127
Plan 2 - RM 200 Hospital Room RM 160
Plan 3 - RM 300 Hospital Room RM 209
Plan 4 - RM 450 Hospital Room RM 288
Details: http://www.maybank2u.com.my/WebBank/eINS_MediRider_bch.pdf
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