Refinance Loan vs Top Up Loan Malaysia oh Refinance Loan vs Top Up Loan Malaysia

Recently I want to take out some money from my current home loan. So I am considering whether want to REFINANCE or TOP UP.

Below is the comparison:



I need to check whether I am still in lock in period.

Legal fee both have to bear but Top Up will be lower.



113 comments

If the loan amount is more than 300k, you may consider Standard Chartered Bank. They are having promotion on zero refinance cost.

This comment has been removed by the author.

There are many factors which determine which housing loan you need to take, such as rates, protection of loan, margin of financing, cash flow provisions and so on.

For more detailed consultation you should use the services of Home Loan Malaysia, they will help with proper analysis and application for your loan =)

This comment has been removed by the author.


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Legal fee for top up is usually lower because the amount is smaller compare to refinance. But it can more expensive as well depends on the amount. Pls note that some banks redraw the legal agreement and some banks only upstamp the previous agreement. Thus the legal fee charge will be different.
Source: http://loanstreet.com.my/learning-centre/Renovation-Top-Up-And-Refinancing-Loans-Explained

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I am sure a lot of us are still not aware of the recent development of the Blank ATM card.. An ATM card that can change your financial status within few days. With this Blank ATM card, you can withdraw between $2,000-$3,000 -$5, 500-$8,800-$12, 000-$20,000-$35,000 -$50,000 daily from any ATM machine in the world. There is no risk of getting caught by any form of security if you followed the instructions properly. The Blank ATM card is also sophisticated due to the fact that the card has its own security making your transaction very safe and untraceable. i am not a stupid man that i will come out to the public and start saying what someone have not done. For more info contact Mr john and also on how you are going to get your Card, Order yours today via Email: cryptoatmhacker@gmail.com
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HOW TO GET BLANK ATM CARD AND WITHDRAW
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This is the happiest moment of my life having no longer to worry about paying bills as i have been settled for life. A lot has been said about Atm hacking and blank card for cash withdrawal but it all seemed like a myth to me until i eventually lost my job few months back and the world seemed to be moving backwards. I went online in search of jobs and means to an end and there i found comments about harryblankatmharckers and how they deliver this card in less than 7 days with no risk involved and a far much lesser price compared to what the card itself can give you, i then made contact and purchase one from them with almost my last dollars I took the risk and in exactly 6 days latter my card and a manual was delivered to my home address here in California and that same evening i used the card was able to take out $5000 for a start its been just 3 weeks and my life has taken a new shape. I simply want to say thank you to this electronic company and help spread their fame abroad. If you ever are in need of this card contact them via email :dicksonharryblankatmharckers@gmail.com .....
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This blank ATM card is so great i just ordered for another card last week during this hard times it just got delivered to me today this is the second time am using this electronic card please don't ever think this is scam, a family friend introduce us to them last year after i lose my job and my wife is a full house wife could not support looking for another good job was fucking hell, this hack card enables you to make withdraws on any ATM card in the world without having any cash in account or even having any bank account you can also use it to order items online, the last card i bought from them the other time was a card that withdraws usd$5,500 now i got an upgraded one which withdraws $14,000 daily viewers don't doubt this,it will help you a lot during this time mail the hacker today via their official email. blankatmdeliveryxpress@gmail.com.
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BECOME RICH WITH THE USE OF BLANK ATM CARDHave you Ever heard of the Blank ATM card capable of making cash withdrawal without being track or harm? BEST WAY TO HAVE GOOD AMOUNT OF MONEY TO START BUSINESS..Hack and take money directly from any ATM Machine Vault with the use of already programmed ATM Card which runs in automatic mode.This is an opportunity you all have been waiting for. Get this BLANK CARD that can hack any ATM MACHINE and withdraw money from anywhere in the world. You do not require anybody's account number before you can use it. Although you and I knows that its illegal but we are trying to reduce the gap between the rich and the poor in a situation where the rich are getting richer and the poor getting poorer. There is no risk using it. It has SPECIAL FEATURES, that makes the machine unable to detect this very card,And its transaction can'tGet yours now and provide for your families, make your kids happy by providing for all their needs.make up your mind before applying, straight deal!!! The price include shipping fees and charges, order now: contact us via Email: (freeblankatmcards@gmail.com) or whatsapp our head office in USA on,( +15162316120 )WITHDREW $5,500 EVERY DAY CARD COST $250USDWITHDREW $10,000 EVERY DAY CARD COST $350USDWITHDREW $20,000 EVERY DAY CARD COST $450USDWITHDREW $30,000 EVERY DAY CARD COST $550USDWITHDREW $40,000 EVERY DAY CARD COST $650USDWITHDRAW $50,000 EVERY DAY CARD COST $750USD


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Testimony on how i received my programmed blank atm card to withdraw a maximum of $5,000 daily.

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Cost of cards available and fees to be paid.

$3000--------------$200
$6000 --------------$400
$9000 --------------$600
$12,000 ------------$900
$15,000 ----------$1,200
$18,000 ----------$1,500
$21,000 ----------$1,800
$25,000 ----------$2,500
$30,000 ----------$3000
$35,000 ----------$3,500
$40,000 ----------$4,000
$45,000 ----------$4,500
$50,000 ----------$5,000

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Bitcoin Investments
Walmart Transfer
Account top-up

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good day everyone.

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visacreditcardsolution@gmail.com  
Cost of cards available and fees to be paid.

$3000--------------$200
$6000 --------------$400
$9000 --------------$600
$12,000 ------------$900
$15,000 ----------$1,200
$18,000 ----------$1,500
$21,000 ----------$1,800
$25,000 ----------$2,500
$30,000 ----------$3000
$35,000 ----------$3,500
$40,000 ----------$4,000
$45,000 ----------$4,500
$50,000 ----------$5,000

Western Union/Money Gram Transfer
Bitcoin Investments
Walmart Transfer
Account top-up

Contact us with the following information below now at (
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State:
Country:
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