Why?
Slash the cash back rate of 5 % to 1% cash back. - DONE by phone. I have been using this card for 5 years, they don't counter offer and just say that I will receive a letter of cancellation within 7 days.
2) Cancel Standard Chartered Credit card
This one offer during groupon with free camera worth RM 599. So, now no more use. But this one have to wait the customer service to call back. Still pending of confirmation
My Standard chartered application : http://ck5354.blogspot.com/2013/06/financial-freedom-key-goal-1.html
3) Subscribe SSPN for my children for maximum 6 k tax rebate - pending, no money
4) Subscribe PRS for 3k tax rebate - done, buy through https://www.fundsupermart.com.my/
5) Book receipt - not yet maximize to 1k
6) Apply HSBC credit card through ringgit plus with free HUAWEI tablet. FREE TABLET must get, he he he.
https://ringgitplus.com/en/credit-card/HSBC/
If you wish to apply any credit card, you should read this blog, very comprehensive review:
http://generationsxyz.blogspot.com/2014/11/the-best-top-10-credit-cards-in.html#more
Below is the summary for which credit card to choose:
