Malaysia will implement Service Tax of RM 25 for each credit card you have from 1 September 2018 onward, which one must you keep, which one must you cut???
Currently I have 6 credit card: Damage each year will be RM 150, walau wei have to cut.
1) Ambank World Mastercard - 0 % balance transfer for 12 months - can't cut
2) Alliance Visa Infinite - all insurance link with it, maybe can cut
3) Public Bank Visa Signature - RM 38 cash back each month
4) Maybank 2 card - RM 50 cash back each month (2 card)
5) Maybank Ikhwan Mastercard - abt RM 10 cash back, maybe can cut - plan to replace with
Maybank FC Barcelona Visa Signature
