I think the big problem is that people forget to ask themselves, “What next?” They have a plan to get out of debt or to lose weight, but they don't have a plan for what follows. I think another issue is that people pick the wrong goals.
- Your aim shouldn't be to get out of debt. Your aim should be to boost your personal profit; debt reduction then becomes an inevitable side effect.
- Similarly, your target shouldn't be a specific weight. Your goals should be to eat right and to exercise thirty or sixty minutes each day. If you do this, fitness will follow.