My 1st debt is HOUSE LOAN, really almost go to depressions. I borrow 200 k to purchase my 1st house 13 years ago at 2006. If I don't buy that time, I don't think I can afford to buy a house NOW.
My 2nd debt is CAR LOAN. I used to drive 2nd hand car without a car loan. My car loan installment details as follows: