This year sipeh Jialat, WHY???
First: My TV spoilt - spend RM 300 to change PCB board. Used for 2 years 3 month.
2nd : My fridge spoilt - bought a new one Sharp Pelican SJ-E538MK at RM 1699 from Jintex electronic. used for 10 years.
3rd: Today: Washing machine spoilt. used for 7 years.
Bought a new one at Sengheng RM 799 -Sharp 8.2kg Top Load Washer SHP-ESU826E
Link: SENG HENG
You need to become their member to entitle for this offer 11 Nov. Pay RM 12 Plus One Member.
And pay extra RM 146 for extra 3 years extended warranty. Jintex selling RM 888.
Luckily got Citibank, convert to 6 months zero installment.
Holeless design
Apa lagi belum rosak???
For Income Tax Relief, I not yet buy PRS and SSPN.
1) PRS - buy from fundsupermart, they have RM 40 touch and go voucher if you buy on certain period. (11 Oct - 13 Dec)
Details: https://www.fundsupermart.com.my/fsmone/article/article-view/11460/PRS-Campaign-2019-Receive-RM40-Touch-39-n-Go-eWallet-Reload-PIN
2) SSPN - use Boost to pay but have RM 1 charges. Why use Boost?
Top up BIG PAY using public bank visa credit card - earn big point.
Top up Boost using BIG PAY and participate in mission to earn RM 3.50.
I will do 8 x, each time 8 k.
Then convert the 8 k to flexi payment in public bank with charges of 1%.
I am looking for 0% balance transfer - still looking. ( Pb Quantum have)
Any suggestion?
Best malaysia income tax relief guideline:
https://howtofinancemoney.com/malaysian-income-tax-relief