Capbay oh Capbay



KUALA LUMPUR: CapBay has achieved a significant milestone by providing over RM1bil in funding to more than 400 underserved small and medium enterprises (SMEs).


This achievement is the result of successful financing through 7,600 investment notes, underscoring the company’s commitment to empowering SMEs and offering attractive investment opportunities for potential investors.


The financial technology (fintech) startup is one of the leading multi-bank supply chain finance (SCF) and peer-to-peer financing (P2P) platforms in the country.


With a default rate of less than 0.1%, CapBay P2P sets a new standard for risk management in the alternative investment landscape.

My loss rate is 2.3%, maybe the 0.1% is the overall percentage from 1 bil+ . But Overall still better than Funding Society. Return is 11.4%, if minus the loss = 9.1% still better than FD.


Its co-founder and chief executive officer Ang Xing Xian said investors could rely on the platform’s record of safeguarding their interests while enjoying net returns of up to 10% per annum.


Source: CapBay achieves RM1bil financing milestone | The Star