I am 48 years old and thinking of adding critical ilness insurance offer by KWSP.
Only valid for 1 year.
Which one will you choose?
For Life Insrance:
| Plan | Premium (per year) | Age Eligibility | Coverage Period | Coverage Amount | Health Examination |
|---|
| FWD eTerm Takaful Plan | RM 1,358.00 | 17 - 59 | 1 Year | RM10,000 - RM200,000 | No (5 health questions) |
| PruBSN Lindung | RM 1,434.00 | 19 - 60 | 1 Year | RM10,000 - RM200,000 | No (1 health statement) |
| PRUGuard Life | RM 1,434.00 | 19 - 60 | 1 Year | RM10,000 - RM200,000 | No (1 health statement) |
| Etiqa Term Secure Insurance | RM 580.00 | 17 - 70 | 1 Year | Flexible (RM5,000 - RM100,000) | No |
| Etiqa Term Secure Takaful | RM 580.00 | 17 - 70 | 1 Year | Flexible (RM5,000 - RM100,000) | No |
For critical ilness:
| Plan | Premium (per year) | Age Eligibility | Coverage Period | Coverage Amount | Health Examination |
|---|
| FWD eCritical Illness Plan (Takaful) | RM 1,022.00 | 17 - 59 | 1 Year | RM10,000 - RM100,000 | No (3 health questions) |
| Etiqa Critical Care Insurance | RM 440.00 | 17 - 60 | 1 Year | Flexible (RM5,000 - RM50,000) | No |
| Etiqa Critical Care Takaful | RM 440.00 | 17 - 60 | 1 Year | Flexible (RM5,000 - RM50,000) | No |
| PruBSN Cegah | RM 1,250.00 | 19 - 60 | 1 Year | RM10,000 - RM200,000 | No (up to 4 health statements) |
| PRUCare Life | RM 1,250.00 | 19 - 60 | 1 Year | RM10,000 - RM200,000 | No (up to 4 health statements) |
Example of 43 critical ilness cover by PRUdential
Which one will you choose?
1 comments:
compare with tunepro and Fi.life as they usually offer better insurance product