How to get an RM 672 LCD TV?



If you want to get the Sharp 32" LCD for free with this offer, I think this is not worth it. Why I say like that?

8.99 % per annum for 24 months of 15000 = RM 1348.5 * 2 = RM 2697 ( The RRP for the LCD only 2199 but end of the 2 years you pay 2697 to get the LCD).

I think you might as well pay 0% installment for the LCD.

But If I get the quick cash and put inside my Flexi home loan which charge me 6.75 % for two years. I only pay:

8.99 % - 6.75 % =2.24 % * 15000 * 2 years = RM 672 for the LCD.

Don't you think it worth it?