What can 3k do in malaysia???


Water - free luckily have selangor goverment
Electricity - average RM 70
TM - RM 70 
Handphone bill - RM 70 ( Me only RM 30, my wife RM 40)
3 Meals per day RM 30*30 = RM 900
Car installment = RM 400
Petrol = RM 300
House loan = RM 1100
Nanny = RM 800
Milk powder Anmum = RM 210 ( 3 can, per can RM 70)

ALREADY RM 3920 ( walau wei how to survive)

Not yet include INSURANCE leh, If I am sick how???

I only have 1 daughter nia, what about if I plan another one???

I live very frugal already, Opps, not yet include Toilet paper,

So I pangsai no need use paper, is it????