The agent told me about OSK-UOB Gift (Growth and Income Focus Trust) Fund.
I am switching my Malaysia Divident to GIFT. Let's see after 1 year, how is the performance.
Below is the 3 fund I bought by using EPF:
As at 29 June 2012:
Gift = 0.4653, year low is 0.42, so I bought at 0.4653 quite safe right???
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| Historical prices shown are the NAV prices. The "All time high" and "All time low" prices are the highest and the lowest NAV prices from the first dealing date since inception and the latest available dealing date respectively. | ||||||||||||||||
HISTORICAL DIVIDEND (ALLOCATED)
| Fund Name | Ex-Date | Reinvestment Date | Dividend Rate per Unit (RM) | Dividend Type |
| OSK-UOB Growth And Income Focus Trust | December 14, 2011 | December 14, 2011 | 0.088815 | DIVIDEND PAYOUT |
| OSK-UOB Growth And Income Focus Trust | December 28, 2010 | December 29, 2010 | 0.089901 | DIVIDEND PAYOUT |
| OSK-UOB Growth And Income Focus Trust | December 28, 2009 | - | 0.088629 | DIVIDEND PAYOUT |
| OSK-UOB Growth And Income Focus Trust | December 31, 2008 | - | 0.08547 | DIVIDEND PAYOUT |
| OSK-UOB Growth And Income Focus Trust | December 31, 2007 | - | 0.163722 | DIVIDEND PAYOUT |
| OSK-UOB Growth And Income Focus Trust | December 29, 2006 | - | 0.12 | DIVIDEND PAYOUT |
Assume dividend at 0.08, (0.08/0.47)*100 = 17% dividend not bad hor
Malaysia Dividend = 0.325 - Decided to sell this and swap to GIFT, hope the agent will not bring me to holland
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| Historical prices shown are the NAV prices. The "All time high" and "All time low" prices are the highest and the lowest NAV prices from the first dealing date since inception and the latest available dealing date respectively. | ||||||||||||||||
Smart Treasure = 0.5605
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| Historical prices shown are the NAV prices. The "All time high" and "All time low" prices are the highest and the lowest NAV prices from the first dealing date since inception and the latest available dealing date respectively. | ||||||||||||||||
| Table 2: Risk-Return Comparison Between Unit Trusts and EPF | |||||||
| Fund | Asset Class |
Annualised Returns (%)
|
Downside Risk* (%)
| ||||
| 1-year | 2-year | 3-year | 4-year | 5-year | |||
| OSK-UOB Emerging Opportunity Unit Trust |
Equities
|
23.8
|
26.7
|
9.1
|
13.7
|
17.8
|
7.7
|
| OSK-UOB Growth And Income Focus Trust |
Balanced
|
15.2
|
15.6
|
6.1
|
11.9
|
18.7
|
9.6
|
| OSK-UOB Smart Treasure Fund |
Equities
|
23.8
|
29.7
|
11.2
|
11.6
|
21.5
|
8.5
|
| RHB GoldenLife 2020 |
Balanced
|
13.5
|
26.4
|
12.2
|
14.4
|
18.4
|
6.7
|
| RHB GoldenLife 2030 |
Balanced
|
14.7
|
30.9
|
13.4
|
14.6
|
20.1
|
5.5
|
| EPF^ |
Balanced
|
5.8
|
5.7
|
5.4
|
5.4
|
5.4
|
0.0
|
| Source: iFAST compilations as of 31 March 2011 ^ EPF Returns after 31 December 2010 is extrapolated using 2010 dividend rate * Downside Risk is the annualised risk of loss over the past five years | |||||||
Source: http://www.fundsupermart.com.my/main/research/viewHTML.tpl?articleNo=510
Fund Comparison Table
| Keydata | OSK-UOB GIFT | OSK-UOB Malaysia Dividend | OSK-UOB Smart Treasure |
|---|---|---|---|
| Company | OSK-UOB Investment Mgmt Bhd | OSK-UOB Investment Mgmt Bhd | OSK-UOB Investment Mgmt Bhd |
| Category | Mixed Asset Myr Balanced - Malaysia | Equity Malaysia | Equity Malaysia |
| Launch Date | January 7th, 2005 | March 4th, 2008 | August 7th, 2004 |
| Approved Fund Size | 200,000,000 | 1,200,000,000 | 1,000,000,000 |
| Fees | OSK-UOB GIFT | OSK-UOB Malaysia Dividend | OSK-UOB Smart Treasure |
| Sales Charge | 5.26% | 5.50% | 5.26% |
| Redemption Charge | None | 1% (within the 6 months period.) | None |
| Annual Management Fee | 1.50% | 1.50% | 1.50% |
| Annual Trustee Fee | 0.07% | 0.08% | 0.07% |
| Transaction Details | OSK-UOB GIFT | OSK-UOB Malaysia Dividend | OSK-UOB Smart Treasure |
| Minimum Initial Investment | RM200 | RM1,000 | RM200 |
| Minimum Additional Investment | None | RM100 | None |
| Minimum Units Held | 100 | 100 | 100 |