Pacific Medi- Major

Finally I found this medicard insurance that suitable for my lui lui.

Why I say so?

Premium sipeh cheap.

All together have 4 plan:
                                                         30 Days to 18 years old    Overall Annual/ Lifetime Limit
Plan A - RM 400 Hospital Room           RM 178                                100k / 400k
Plan B - RM 300 Hospital Room           RM 177                                 75k/  300k
Plan C - RM 200 Hospital Room           RM 151                                 50k/  200k
Plan D - RM 100 Hospital Room           RM 109                                 25k/  100k


I will buy plan C as a top up on top of my company insurance.


So this will cover up to 60 years old when I am retired. 


details: http://www.pacificinsurance.com.my/products/medimajor/pdf/Medi-Major%20English%20PDS.pdf

Do you have any suggestion or better company??

As a comparison Am Medic Flexi - of cource the overall annual limit and lifetime limit is higher than Pacific medi-major


                                                        30 Days to 5 years old     Overall Annual/ Lifetime Limit
Plan 1 - RM 100 Hospital Room           RM 456                            30k /150k
Plan 2 - RM 150 Hospital Room           RM 502                            75k/ 375k
Plan 3 - RM 200 Hospital Room           RM 668                            125k/ 625k
Plan 4 - RM 300 Hospital Room           RM 742                            200k / 1000 k


details: http://www.amassurance.com.my/src/html/am_phase2/life/product_life.php?htmlfile=l_ammedic_flexi.html

Maybank Medi rider

                                                     30 Days to 5 years old     Overall Annual/ Lifetime Limit
Plan 1 - RM 100 Hospital Room           RM 399                            20k /60k
Plan 2 - RM 200 Hospital Room           RM 560                            40k/ 120k
Plan 3 - RM 300 Hospital Room           RM 746                            60k/ 180k
Plan 4 - RM 450 Hospital Room           RM 942                            100k / 300 k


MediRider Plus - as a top up for medi rider


                                                    30 Days to 5 years old    
Plan 1 - RM 100 Hospital Room           RM 127                          
Plan 2 - RM 200 Hospital Room           RM 160                          
Plan 3 - RM 300 Hospital Room           RM 209                            
Plan 4 - RM 450 Hospital Room           RM 288              



Details: http://www.maybank2u.com.my/WebBank/eINS_MediRider_bch.pdf