Financial Planning oh Financial Planning

What is financial planning??
You may contact cf lieu he hehe, He blog at :

Financial planning actually covers all of the following:
  1. Budgeting (cash flow) and net worth. CF lieu have an excel file which can let you see your money health status.
  2. Risk management (insurance). CF lieu sell all type of insurance and you can compare all the insurance and buy LOW PREMIUM with HIGH COVERAGE.
  3. Credit management (normally related to mortgage loans). The best one is FLEXI loan.
  4. Children’s education. Plan to buy a property for rental income.
  5. Retirement Planning. Still planning. 
  6. Investment Planning. Stock.
  7. Tax Planning and. Maximize income tax rebate.
  8. Estate Planning (wills/trusts/nominations). Ini belum buat.