What is financial planning??
You may contact cf lieu he hehe, He blog at : http://www.howtofinancemoney.com/
Financial planning actually covers all of the following:
- Budgeting (cash flow) and net worth. CF lieu have an excel file which can let you see your money health status.
- Risk management (insurance). CF lieu sell all type of insurance and you can compare all the insurance and buy LOW PREMIUM with HIGH COVERAGE.
- Credit management (normally related to mortgage loans). The best one is FLEXI loan.
- Children’s education. Plan to buy a property for rental income.
- Retirement Planning. Still planning.
- Investment Planning. Stock.
- Tax Planning and. Maximize income tax rebate.
- Estate Planning (wills/trusts/nominations). Ini belum buat.