Kelisa Windscreen oh Kelisa Windscreen

Today I went to fix my wife car windscreen. They have a small crack and some more I do buy insurance to cover the windscreen.

I bought RM 105 to cover for RM 700.

If I don't buy, the mirror and the rubber will cost me RM 380,

For my new myVi, windscreen RM 500, rubber RM 280, the worker suggest me to buy insurance RM 1000.

Should I buy the windscreen insurance to cover my new car MYVI???