https://www.bbazaar.my/fixed-deposit/fd-promotion.html?ck=Y%2BziX71XnZjIM9ZwEflsyDYlRL7gaN4W0xhuJSr9Iq7aMYwRm2IPACTQB2XBBtGG&rc=1
From my calculation, the highest is 1) Bank ISLAM follow by 2) Bank Rakyat
1) BANK ISLAM
Bank Islam FD Promotion Mechanics
You can get the promotional benefits once you place a minimum amount of RM50,000 in Bank Islam Term Deposit-i Tawarruq Account for a 3-month tenure. The deposit will automatically rollover for 7 cycles until it completes 24 months.
The table below gives you a brief idea on the profit rates applicable during each rollover period:
| Rollover Count | Profit Rate |
| Start | 3.80% p.a. |
| 1 | 3.90% p.a. |
| 2 | 4.20% p.a. |
| 3 | 4.50% p.a. |
| 4 | 4.55% p.a. |
| 5 | 4.60% p.a. |
| 6 | 4.65% p.a. |
| 7 | 7.00% p.a. |
FD Promotion Start & End Date
The ongoing promotion is valid until 31 December 2018.
EFFECTIVE RATE is 4.65 %
2) BANK RAKYAT
Bank Rakyat Fixed Deposit Promotion
Get a promotional interest rate of up to 4.50% p.a. when you deposit a minimum amount of RM10,000 in a Term Deposit-i account. You can choose a deposit tenure based on your convenience from the available options—7 months and 11 months. The details of the promotion are provided in the table below.
Bank Rakyat Fixed Deposit Promotion Start & End Date
The promotion commenced on 1 August 2018 and is available until 31 October 2018.