The six operators are:
1. Funding Societies
2. Fundaztic
3. B2bfinpal
4. Fundedbyme
5. Quickash
6. Nusa Kapital
Are crowdfunding and P2P lending good investments?
Equity Crowdfunding (ECF)
1 Ata Plus Sdn Bhd
2 Crowdo Malaysia Sdn Bhd
3 Eureeca SEA Sdn Bhd
4 FBM Crowdtech Sdn Bhd
5 Funnel Technologies Sdn Bhd
6 Pitch Platforms Sdn Bhd
7 Crowdplus Sdn Bhd
Peer-to-Peer Financing (P2P)
1 B2B Finpal Sdn Bhd - http://www.b2bfinpal.com/
2 Ethis Kapital Sdn Bhd - https://www.ethiscrowd.com/
3 FBM Crowdtech Sdn Bhd - https://www.fundedbyme.com/en/
4 Modalku Ventures Sdn Bhd - Funding scocieties - https://fundingsocieties.com.my
My referral link: http://promo.fundingsocieties.com.my/referral-program/?r=jlywttra
If you click the above, I get RM 50, you also get RM 50. WIN WIN after you success with the investment.
5 Peoplender Sdn Bhd - Fundaztic - https://www.fundaztic.com
6 QuicKash Malaysia Sdn Bhd - https://www.quickash.com/
Which one is the best??
Comparison of P2P financing platforms
Let’s compare the platforms.
| Platform | AlixCo | B2B FinPAL | Fundaztic | Funding Socities Malaysia | Nusa Kapital | QuicKash |
|---|---|---|---|---|---|---|
| Registration – first time deposit (RM) | 0 | 1000 | 0 - 50 | 1000 | 0 | 0 |
| Minimum investment amount (RM) | 500 | 100 | 50 | 100 | 500 | 100 |
| Loan tenure (months) | 6 – 24 | 1 – 9 | 3 – 60 | 1 – 24 | 2 – 6 | ¼ - 24 |
| Platform fee | 1% on total | 30% on interest | 1% on total | Variable (0.16 - 2% on total or 15% on interest) | 10% on return | 1.25 – 1.5% on total |
| Transaction fee (RM) | Nil | Nil | 0 – 3 (1) | Nil | Nil | Nil |
| Repayment | Instalment | Bullet or instalment | Instalment | Bullet or instalment | Instalment | Instalment |
| Top up fee (RM) | Standard charge by bank | Standard charge by bank | 1.06 | Standard charge by bank | Standard charge by bank | Standard charge by bank |
| Withdrawal fee (RM) | N/A (2) | Nil | Standard charge by bank (3) | Nil | Standard charge by bank | 1.06 |
| Withdrawal processing time | N/A (2) | ≤3 business days | ≤2 business days | ≤4 business days | No info (4) | ≤2 business days |
1Up till now, I have never been charged transaction fee by Fundaztic.
2All repayments including interest will be automatically transferred back to your bank account.
3No fee was charged when I use Maybank account.
4The withdrawal processing time, if applicable, is normally within 2 – 4 business days.