10 Ways to Get the Best Return on Your Investment oh 10 Ways to Get the Best Return on Your Investment

Adopted and adapted from https://www.doughroller.net/investing/10-ways-get-best-return-investment/

1. Consider Giving Peer-to-Peer Lending a Chance

- In Malaysia, there are about 6 regulated by SC Malaysia.
- I have invested in Funding Societies. Link: https://fundingsocieties.com.my/
- I started in Sept 2018, my return as follows:

- About 12% return, not bad hor
- I set the autobot, each time from RM 200 -400, key words is DIVERSIFIED.
- If you interested, please use my referral link. you earn RM 50, me too.

2. Invest by Purchasing Real Estate

- Do we have peerstreet (crowd funding real estate) in Malaysia? 
https://www.peerstreet.com/ - projected 6 to 9%
- I think the most similar is REIT in Malaysia.

3. High-Interest Savings Accounts Are Safe and Worth Considering

- We do have a few.
- OCBC and AllianceBank Save Plus.
- For OCBC:
-OCBC 360 account: https://www.ocbc.com.my/personal-banking/accounts/360/

4. Buy Long-Term Stocks for the Future

- very difficult for Malaysia, maybe 1 or 2 years, look at GenM. If you buy long term, maybe 5 years duration, you will be lossing money.

5. Put Your Money in an Annuity

- not famous in Malaysia, the similar structure is PRS

6. Try Your Hand at Day Trading

- maybe FKLI or CPO can, stock KLSE a bit difficult.

7. Give Municipal Bonds a Chance

8. Think About Investing in Precious Metals

- Hello Gold link: https://www.hellogold.com/

9. Keep Your Money Safe in a CD

- in Malaysia, it is FD, the highest now is still BANK RAKYAT.


10. Look into Money Market Funds

- not familiar whether malaysia have, the nearest is Fundsupermart