Malaysia E Wallet and Credit Card CB oh Malaysia E Wallet and Credit Card CB

Malaysia E-wallet and transfer limit:

I only have Standard Chartered Simply Cash Mastercard, next to add is this RHB shell visa.

Waiting for ringgit plus promotion.

SC Simply Cash is 1 k touch and go, not yet received. If got it then only apply RHB shell.



1. Lazada Wallet
- Withdrawal to bank方式: 每月只可withdraw 2次,每月最多RM1,000.
- Processing period 大概 1-3天.
2. Boost Wallet
- 首RM1,000 用信用卡top up是没有被charge ,接下来的amount 会被charge 1% convenience fee.
- Scan 其他自己的bank Duitnow QR CODE 就能把钱trasnfer 去自己的bank account.
3. Kiplepay
- RM1,000 是 credit card top-up limt.
-用visa debit卡 可以去top up 其他的ewallet
- 可以withdrawal 不过每次witthdraw会被charge RM 2 e-wallet withdrawal fee
4. BigPay
- 信用卡top up不管多少amount都会被charge 1% 的admin fee.
- 每月信用卡只可以top up RM10K
-用visa debit 卡可以去topup其他的ewallet
-也可以duitnow QR 去其他ewallet
5. Touch ’n Go eWallet
- 用信用卡top up不管多少amount都会被charge 1% 的admin fee.
6. Shopee Pay
- credit card top-up 的钱会under在non transferable wallet 所以不能兑现。
7. Zapp
- 只可以debit 卡top up,不过RM50 per transaction and 每月最多RM1,500。
- 可是每次withdrawal 会被charge RM0.53 fund transfer transaction fee, 所以是RM15.90 for RM1,500 per month
8. Wechat Pay
- 只能用debit card top up。
9. Samsungpay --- 外国可以,大马就不清楚
10. ApplePay--- 外国可以,大马就不清楚
11. Grabpay --- 没有duitnow transfer & bank withdrawal.
12. Setel --- 没有duitnow transfer & bank withdrawal.
13. favepay --- 没有duitnow transfer & bank withdrawal.
14. gkash ewallet --- 网上资料没说明,所以不清楚
15. mcash --- 网上资料没说明,所以不清楚
大马市面上ewallet 有cash back / rewards 的信用卡
Cash Back
1. RHB Shell Visa
- 5%, cap RM50 (min card spend RM 2,500)
- Just spend RM2,500 for ewallet
2. Hong Leong Wise Visa
- 8%, cap RM15 (min card spend RM500)
- Just spend RM190 for ewallet on weekend
3. Affin Duo Visa
- 3%, cap RM30 (no min card spend)
- Just spend RM1,000 for ewallet
4. HSBC Amanah MPower Platinum Visa
- 1%, cap RM15 (card spend below RM2,000) ; 8%, cap RM15 (card spend above RM2,000)
- Just spend RM1,500 for ewallet
5. Standard Chartered Simply Cash Mastercard
- 0.5% cap RM12.5 (card spend below RM2,500); 15%, cap RM20 (card spend above RM2,500)
- Just spend RM2,500 for ewallet
6. UOB evol
- 5% , cap RM15 (min card spend RM1,000)
- Just spend RM300 for ewallet
7. OCBC Titanium Mastercard (Blue/Pink)
- 0.07% (card first RM1,000 spend) ; 7%, cap RM20 (card subseqeunt spend between RM1,000 – RM1,500) ; 0.55% (card subsequent spend RM1,500 above)
-unlimited cash back
Rewards points
1. CIMB e Credit card – 12x on every 28th of month, cap at 20,000 BP (RM40)
2. Alliance Visa Platinium / Virtual Credit card – 8x for first RM 3,000 spend
3. Hong Leong Sutera Platnium – 8x
4. Maybank Grab - 1x
*All retail transaction – for信用卡刷任何transaction 都有 cash back
1. Hong Leong Essential
- 0.4% (card first RM7,000 spend) ; 1% (card subsequent spend RM7,000 above)
- monthly capped at RM300
2. OCBC 365 Mastercard
- 0.05% (card first RM1,000 spend) ; 5%, cap RM20 (card subseqeunt spend between RM1,000 – RM1,500) ; 0.5% (card subsequent spend RM1,500 above)
-unlimited cash back

(Source credit to: Chin Yun Huang | Facebook )