EPF investment Unit Trust

In view of the uncertainty of KLSE market ( due to GE) and world market, I have decided to swap all my Smart Treasure Fund to GIFT fund.

Hope that my strategy to put all eggs in 1 fund is correct one.

Total Smart Treasure Fund (today closing price 0.5853) redeemed - RM 6617.46

Original Amount invested - RM 6k

Total return 32.35 % in 3 years.

Not bad compare to EPF average 6% per annum.

I have average 10% which include 3% sale commission.

Can we ask EPF why performance so poor?????


not bad, mine about 10% in 1.5 years, PIDF and PIEF, 50% each