In view of the uncertainty of KLSE market ( due to GE) and world market, I have decided to swap all my Smart Treasure Fund to GIFT fund.
Hope that my strategy to put all eggs in 1 fund is correct one.
Total Smart Treasure Fund (today closing price 0.5853) redeemed - RM 6617.46
Original Amount invested - RM 6k
Total return 32.35 % in 3 years.
Not bad compare to EPF average 6% per annum.
I have average 10% which include 3% sale commission.
Can we ask EPF why performance so poor?????