6 Holistic Money Optimization Steps

  1. Set Financial Goals.
  2. Gather or update your current financial information, whether it’s the balance sheet, whether is your income, the expenditure.
  3. Analyze All the Data to see whether you have a gap when you’re planning for your retirement or you’re planning for children education.
  4. Develop a Plan or what certain things you need to do. Maybe you need to increase the investment return, maybe you could actually find more property investment. Maybe you need to cover yourself with some insurance.
  5. Implementation. Get all these things done included in your plan.
  6. Monitoring – last but not the least, is whatever it is that you do implement, due to the fact that the world is changing a lot, it’s very unlikely for you to get the plan done according to your ideal execution. So, there’s a lot of surprise, a lot of changes needed to be done along the way. Therefore, you need to monitor the plan and you do it. Then go back to step number one in the next year.