Please click the below link before it is too late:
1) Reduce Interest Rate
2) Reduce Mortgage Tenure
3) To get more money for New purchase
4) To consolidate the debt
5) To change the type of Mortgage - flexi vs conventional
I have done it twice.
My main purpose is to Reduce interest rate, mortgage tenure not significant to me because I am taking flexi package.
2nd time I did it is to mortgage for New purchase. - this one should be Top up loan not refinance, what is the different arr??? Click the link and you will know more details.