JPN 12 years old IC oh JPN 12 years old IC

Today is the first day of the school holidays. Since my son turned 12 years old on December 6, 2024, I decided to take him to JPN Kajang to ...

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Happy New Year 2024 oh Happy New Year 2024

 To all my readers, Happy New Year 2024. I started my New Year with a new Multi Focal Lens spectacle. This is the most expensive items I eve...

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Happy New Year 2022 oh Happy New Year 2022

 I wish all my reader Happy New Year 2022. What have I archived in 2021? a) Health - not much, neck and shoulder on and off twisted - no sor...

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Car Loan oh Car Loan

Today 7 July mark a significant milestone for me. Hip Hip Hooray, I have settled my card loan. Bye Bye car loan. One step nearer to FIRE. So...

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2020 Portfolio Review oh 2020 Portfolio Review

 Another one month, we have to say BYE BYE to 2020. What have you achieved so far? As a whole, 2020 is not so good due to COVID-19 pandemic....

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5 New Year Resolution 2020 oh 5 New Year Resolution 2020

1) I resolve to pay off my debts. What debt do I have?? House loan - RM 1486 per month, this one need many months .... Car loa...

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2019 Year End Review oh 2019 Year End Review

My review basically divided to 3 categories: A) Investment B) JOB C) HEALTH A) Investment 1) Stock - Quite Bad, Negative return be...

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Happy New Year 2020 oh Happy New Year 2020

1st day of 2020, what are you doing??? Me have to look after of 2 kids (9 years old and 7 years old). He he he. Today cook ABC sou...

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KWSP belanjawan oh KWSP belanjawan

I have 2 kids and 1 wife ( of course). Let see whether the EPF is realistic or not. I am staying at Cheras. Food: 1550, I allocate ...

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2018 Year End Review oh 2018 Year End Review

Another 2 days mark the end of 2018, As usual, my year-end review: 1) Stock - Very Bad, Negative return - dare not SEE, ha haha 2) EPF - ...

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Malaysia School Uniform Brand oh Malaysia School Uniform Brand

Branded one is FALCON: RM 22.25 1 pieces short sleeve http://falconschooluniform.com.my/home/#pg-6-2 Abiding by this principle, P...

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Mumps oh Mumps

My son suspected to have Mumps. What is Mumps??? Mumps  is a viral disease caused by the  mumps  virus. Initial signs and symptoms often...

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Spending on Kids Std 2 oh Spending on Kids Std 2

My daughter is Std 2 now. How much I spend on her day care and tuition per month??? Based on statistic as follows: Source:  https://...

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2017 Year End Review oh 2017 Year End Review

As usual my year end review: 1) Stock - bad, negative return 2) EPF - unit trust average on par, my fund selection for EPF as below: ...

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EPF investment Unit Trust oh EPF investment Unit Trust

I have decided to take out my EPF money to invest in unit trust. Last time, I use Fundsupermart and now transfer to IFAST. My investment...

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Get out of Debt oh Get out of Debt

Stop going into  more  debt. Reduce your interest rates. Be aggressive, but not insane, about paying down debt. Find a way to earn extra...

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Registering for standard 1 oh Registering for standard 1

I have to register my son for Standard 1 from 1 March to 30 April through the below website: https://public.moe.gov.my This websites is ...

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New Year Resolution 2017 oh New Year Resolution 2017

Today is the last day of 2016. What had happen on the last 365 days of 2016? 1) Health - Back pain and neck pain quite frequent - Pl...

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School Uniform oh School Uniform

My daughter is going to standard 1 next year. The school uniform is sipeh expensive. Blue colour skirt - RM 24.50 ( Aeon about RM 27) ...

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Exercises oh Exercises

One of my failed resolution for this year. 3 types of exercises: 1) Aerobic 2) Strengthening 2) Stretching

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