3 financial rules that guarantee early retirement oh 3 financial rules that guarantee early retirement

Everyone want to have early RETIREMENT, but nobody chase for it.

IF you NATO (no action, talk only), your early retirement will always be a dream.

My plan for Early Retirement:

1) Another 10 years, my housing loan will be zero.
2) Another 5 years,  my car loan will be zero.
3) 10 years from now, My kids will be 16 years old (daughter) and 14 years old (son).
4) I will be 51 years old which is quite a good year to retire. However, I will choose to work so that I can entitle for employee discount.
5) My kids tertiary education will be taken care of since I have employee discount. Unless I resign.
6) I can fully retire at age 60 since my children already graduated from a reputable uni.

Technically I will be a free men 10 years from now. I can have a choice to work or not to work.


Rule 1:  Be Different

Albert Einstein has been quoted as defining insanity as “doing the same thing over and over again and expecting different results.”

Rule 2:  Master the “Golden Rule”

The “Golden Rule” of finance is simple.  Spend less than you earn.  Invest the difference wisely.  Become wealthy

Rule 3:  Commit to Your Goal and Do It

4 comments

bro, just curious. what it mean by this?

4) I will be 51 years old which is quite a good year to retire. However, I will choose to work so that I can entitle for employee discount.

Hi Soo Hong,

I am working in private Uni, if I work, my kids study there will have certain discount. In return, this will help me save some educational fees.

Hope this explain your curiousity.

Ah...i didn't know about this perk. Was guessing its gov job